Credit Analyst, Team Leader

  • Job Reference: 7724
  • Date Posted: 28 July 2022
  • Website: https://www.thomasdessain.com/
  • Location: Jersey
  • Salary: On Application
  • Sector: Banking & Financial Services
  • Job Type: Permanent
  • Work Hours: Full Time

Job Description

This exciting role handles credit proposals and ensures smooth functioning of Credit Analysts processes for new business proposals; key for deal structuring and adding value from a credit/policy perspective; structuring credit solutions for clients and ensuring appropriate products offered; gather deal requirements, financial information and other inputs for quality analysis and CDD; supports streamlined process for production and submission of credit applications for new business and reviews/renewals of existing business; ensuring no breaches and timely pre-fact approvals of temporary cap increases; supporting projects and strategic initiatives; publishing metrics including TATs and overdue eBCAs; working towards zero eBCA/overdue credit reviews and to minimise extensions; preparing materials for client discussion and ensuring fully briefed on risks in lending to residents of numerous countries; maintaining close working relationships; ensuring compliance with policies and regulations; ensuring effective operational risk management to identify and mitigate risk exposure; leading client onboarding.
Candidate must be meticulous; able to work quickly and accurately; team player with good interpersonal skills; credit skills and analysis; problem solver; looks for solutions and finds ways to progress despite obstacles; ability to work independently and able to cope with pressures from tight deadlines; good presenting skills.
Five years continuous residence in Jersey required.